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Julia Cook is a staff writer a website that helps users to compare credit cards. The site also has tools for specific types of applications such as instant decision credit cards. http://www.cashloans-unlimited.com/bad-credit-repair.htm The author is continually exploring new ideas resources for internet entrepreneurs NATIONAL FINANCIAL LITERACY MONTH, 2010 annual credit report free Idaho BY THE PRESIDENT OF THE UNITED STATES OF AMERICA In recent annual credit report free Idaho years, our Nations financial system has grown increasingly complex. This annual credit report free Idaho has left too many Americans behind, unable to build a secure financial future for themselves and their families. For many, financial literacy can mean economic prosperity and protection against fraud and predatory banking practices. During National Financial Literacy Month, we recommit to teaching ourselves and our children about the basics of financial education. Our recent economic crisis was the result of both irresponsible actions on Wall Street, and everyday choices on Main Street.

Large banks speculated recklessly without regard for the consequences, and other firms invented and sold complex financial products to conceal risks and escape scrutiny. freecredit At the same time, many annual credit report free Idaho Americans took out loans they could not afford or signed contracts without fully understanding the terms. Ensuring this crisis never happens again will require new rules to protect consumers and better information to empower them. The new Consumer Financial Protection Agency I have proposed will ensure ordinary Americans get clear and concise financial annual credit report free Idaho information.

We must put an end to confusing loan contracts, hidden fees attached to mortgages, and annual credit report free Idaho unfair penalties that appear without warning on bank statements. The Credit Card Accountability Responsibility and Disclosure Act of 2009 began reining in some of these deceptive tactics when it recently took effect. which credit report

The Presidents Advisory Council on Financial Capability is also looking for new ways to help individuals make informed decisions and to educate annual credit report free Idaho our children on core financial competencies. While our Government has a critical role to play in protecting consumers and promoting financial literacy, we are each responsible for understanding basic concepts: how to balance a checkbook, save for annual credit report free Idaho a childs education, steer clear annual credit report free Idaho of deceptive financial products and practices, plan for retirement, and avoid accumulating excessive debts. To learn more, visit: MyMoney.gov or call toll-free 1-888-MyMoney for helpful guidance and resources. Our Nations future prosperity depends on the financial security annual credit report free Idaho of all Americans.

This month, let us each take time to improve our own financial knowledge and share that knowledge with our children. Together, we can prevent another crisis and rebuild our economy on a stronger, more balanced foundation. NOW, THEREFORE, I, annual credit report free Idaho BARACK OBAMA, President of the United States of America, by virtue annual credit report free Idaho of the authority vested in me by the Constitution and the laws of the United States, do hereby proclaim April 2010 as National Financial Literacy Month. free company reports I call upon all Americans to observe this month with programs and activities to improve their understanding of financial principles and practices. IN WITNESS WHEREOF, I have hereunto set my hand this second day of April, in the year of our Lord two thousand ten, and of the Independence of the United States of America the two hundred and thirty-fourth. In honor of President Obama’s proclamation that April is “Financial Literacy Month” Freedom Debt Management, Inc.